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Buying a Home

When purchasing a home, you are faced with a multitude of decisions.

Locating the perfect home is not always an easy task and obtaining a mortgage can be a complex and nerve racking process.

I'll help make the process of purchasing a home easier, more enjoyable and less time-consuming than if you undertook this challenge on your own. I'll help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the fine of details of buying your new home.

I am always familiar with the current homes on the market, and I know neighbourhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.


Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home? To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider areas of Cambridge (Galt, Preston or Hespeler), neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a bungalow, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.


Your Next Step: Mortgage Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a bank or mortgage company. This can be done over the phone or even online in a matter of minutes.

If you're unsure who to use, call me and I'll provide you with a few mortgages professionals that I know with excellent reputtaions in Cambridge.


I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which homes, currently on the market, will fit your needs.

We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search listings here on my website.


I Will Help You Every Step Of The Way

I will help you complete your financing and home inspections and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

Let me know when you're ready!


Brenda


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