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Still Renting

Your Landlord says "hi" and thanks again for paying his mortgage, he appreciates it!

Before you make another payment on your landlord's mortgage, here are a few things I thought you should know:

Many people who rent can actually afford to buy their own home, so what's stopping them? Many tenants believe that they'd require a big down payment, which is difficult, if not impossible, to save while trying to keep up with payments on all their other bills. Others are convinced that they won't qualify for a mortgage and that the payment would be just too difficult to carry anyway.

Just about everybody is overwhelmed over the legal and financial red tape which often surrounds the purchase of a first home. It seems a whole lot easier to just keep paying rent.

Here are a some facts:

FACT: Many people actually qualify for a 5% down payment mortgage and don't realize it.

FACT: There are mortgage companies out there that will do zero downpayment.

FACT: The average mortgage payment costs about the same as the average monthly rent payment.

FACT: Many renters have funds in RRSP's that can be used as part of a down payment without paying income tax on the withdrawal.

FACT: A lot of people don't want to ask a salesperson anything because they're afraid of feeling obligated to buy something.


I will consult with you on an individual basis to help you determine what the right mortgage and bank is for you.

I will explain the whole process and answer any questions that you have until you feel you're ready to take the next step.

Most importantly, if at anytime you choose not proceed, just tell me. There will be no pressure to continue. I know that buying a home can be stressful, I've been there myself.. It's my job to make it as easy and comfortable for you as possible!

Just let me know when your ready to discuss your options.

I'm always around for you.


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